Stock Market Education Fundamentals

Stock market education is a fundamental part of being a successful investor. Beginners need to have a firm understanding of the stock market and how it works before they can even begin creating a stock portfolio.

Research

Read as many books, e-books, newspapers, and online articles as you can before you make a serious commitment to invest in stocks. There is a wealth of resources available to help beginners educate themselves about the market, and learning how the market operates as well as the history of the market is highly beneficial.

Additionally, you may also want to consider the many education courses available. While you do not need to become an accountant to be a successful investor, taking a few money management courses or accounting classes can help you understand the market much better than simple research alone.

Stock Market Simulators

Another helpful way to garner a stock market education would be to use a stock market simulator. These simulators are often highly realistic, and help beginners gain a feel for the market as well as the practice of buying and selling stock.

These simulators allow users to buy and sell stock; manage their stock portfolio, and track the progress and history of particular stocks quickly and efficiently in real-time – all without spending a dime of actual money.

This kind of simulator will also help you with your investing education in several ways, and will prepare you for real investing the way no amount of research or accounting classes can.

Find A Mentor

If you do not have the patience to gain an education on your own, or would like to supplement your education with the advice and know-how of an expert, finding a mentor to help you can be a highly beneficial way to gain an understanding of the market and its concepts.

Whether you choose an expert investor, a personal financial adviser or a stockbroker, make sure the mentor you choose is reputable. A mentor can answer your questions in a one-on-one setting and can offer advice and tips you won’t be able to find anywhere else.

Investing in education is absolutely essential for anyone interested in becoming a successful investor. By researching, using stock simulation programs, and being mentored by an expert, beginners can gain an excellent stock market education to help them be as successful as possible.

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How To Enhance Your Automotive Hobby Experience By Collecting Car Art

What with the explosive escalation of labor and parts costs to build a collector car or do a proper restoration of a car or truck, collecting automotive art and prints may be a substantial alternative to actually owning a great automotive icon. Artists from around the world are currently selling great works, and you can utilize them in collecting reasonable and provocative car art. You just have to be willing to make the effort to find them. Perhaps this article may prove helpful to you in that pursuit.

It matters little what type of car or truck you love to follow. There are artists who have depicted your favorite vehicle in one form or another, and you can find those artists using the resources suggested here in this article. You may favor restored vehicles, or maybe custom cars, hot rods, muscle cars, pickups, legal classics, vintage racers, drag racing vehicles, vintage antiques, or even foreign sports cars. Trust me…..it has been rendered in oils, water colors, or ink art work by someone somewhere, and you can buy it now. You just have to be able to locate what you want.

Thanks to the wonderment of the internet, typing in just a few key words into your search engine can reveal page after page of resources to review. You don’t want to look at just the first page that pops up. You may find that the first five or ten pages reveal hundreds of sources of art work. Take time to look at a lot of these sources. Behind non-descript titles might lay fabulous renderings, many of which have found their way into the leading automotive magazines in America and other countries.

It amazes me how much it costs to get prints of the top art work when that art is done in color by a “name” car artist. Original works can run into the hundreds of dollars or even the thousands of dollars. But there is one way to enjoy it all much more cheaply…….buy the print of the original art. I know of famous painters who sell the actual original for $5000-$40000, but the print may cost only $35-$150 each. And the print may look every bit as stunning when hung on the wall and viewed from ten feet out. Many artists provide 10-20 printed renderings, while others sell up to 40-50 different prints on their website.

The artist who resides overseas from America can give you an exotic take on certain foreign sports cars and legal classics, and I find that particularly attractive if one is to diversify the type of vehicle held in one’s collection. Some of the greatest prints or originals of Ferraris, Mercedes Benz, Masserati, Lamborghini, Jaguar and others come from those who reside overseas. Their inspiration probably comes from national heritage or from photography taken at some of the greatest concours competitions held overseas. Of course, many mingle with wealthy car owners and use photography of the cars owned by their friends as inspiration.

Here in America, older cars have always held court in the arena of favorable public opinion, and there seems to be a tremendous surge in custom cars, hot rods, muscle cars, trucks, and drag racing vehicles specifically. It seems everyone is into nostalgia, and what better way to preserve it all than through art prints or originals. Outdoor and indoor shows across the USA are filled with vehicles that look like they stepped right out of the fifties or sixties. The automotive hobby is alive and well, thank you very much.

Ever hear of a “rat rod”? This is a fairly new phenomenon. These are cars and trucks that have been heavily modified, made reliable with late model drivetrains but don’t have much in the way of power accessories. And these vehicles are just as likely to be unpainted as painted. Primer finishes seem to prevail. If rat rods give the impression that unfinished is cool, they have succeeded in their message. And the lower you can make the vehicle by top chopping, body sectitioning, and chassis lowering, the better. Rust is the patina of choice, and headers packed with muffling steel wool (because there is no muffler system) is the order of the day. These cars and trucks look pretty obnoxious, and of course you’d be stylin’ to the max if you had tattoos up the gazzoo and your lady had a pin-up demeanor about her. Go to any super market or bookstore and you’ll see at least three or four publications devoted to rat rods. Be prepared to grin.

What did you drive in high school or slightly beyond? You’ll find artists drawing up a storm doing Chevelles, Corvettes, Mustangs, GTOs, Buick Gran Sports, El Caminos, Dodge Chargers, Rivieras, Gran Prixs, old shoebox Fords, early Mercurys, etc. And then there are the incomparable inline six-powered Chevys, Chevy stepside pickups, Ford and Dodge trucks, and the wide range of drag racing cars out there. Top fuelers, funny cars, altereds, gassers, super stocks, and modified street machines were all the rage from about 1957 through 1975 or so.

Where do we find these artists and their works? Well, start by going to your local bookstore and reviewing what is on the newstand featuring the current monthly series of car magazines. There are easily 30-40 different magazines out there, and it seems the editors can’t do some articles without help from an artist submitting a rendering or two to emphasize the article or accompanying pictures of particular car or truck types. Then there is the internet, within which you will find lurking all types of art, online magazine issues, and websites of the artists themselves. You’ll find great renderings submitted by such artists as Thom Taylor, Dave Bell, Kenny Youndblood, Rick Wilson, Steve Sanford, and dozens of other household names in car art.

Some artists produce books filled with art work by not only the author but by many others in their chosen field of influence. Thom Taylor in particular has some great stuff out there for you to research and view. My personal favorites are Steve Sanford, Dave Bell, Chip Foose, and Darryl Mayabb. Then there are the high end artists who produce iconic art depicting the greats in autodom, artists like Kenny Youngblood. And don’t get me started on all the tremendous artists who specialize in cars favored in car auctions and foreign racing cars. The list seems endless.

One of the deterrants to collecting auto art is price. Assuming the original piece is out of the question for you, your next logical step is to buy prints of original artwork. But there are choices here, too. Do you want color, or is line art without color sufficient? Colorization will lead you down a path of print cost ranging from $10 per print to $125 or higher. The problem with this is that everybody seems to regergitate the same subjects presented the way in the same size format. The best prices seem to come in the smaller sized renderings. This can be disappointing, to say the least, if you want a wall hanging to be of decent size and presence.

I personally prefer art that is a bit bigger than conventional 8″ x 11″ format. I like clean black ink art, whether it’sw colorized or not, and I want it to not have a busy background. This allows the vehicle to be the center of attention without distractions. I also want it to be large enough to be seen well even if I am fifteen feet away. Some folks like smaller art, and you can certainly reduce the size of your print at your local postal place. Most have great duplicators that will allow you to enlarge or shrink your print size. And make sure you get your print in a size where it is easy to find a frame to fit it.

So, where might I resource the largest choice of auto art? Galleries are a great start, and all you have to do is type in some key words in your computer’s search engine, like “custom car art prints, hot rod prints, drag racing prints, foreign car art work”, etc., and the search is on. You can also resource various leading car magazines, like Super Chevy, Hemmings Motor News, Hot Rod Magazine, Truckin’ Magazine, Classic Car Magazine, Lowrider Magazine, Rodders Journal, or even Jalopy Journal or H.A.M.B. (both one and the same), and you’ll be a happy camper. One source I love is HotRodHotlineNews.com. They don’t necessarily have art resources, but you’ll get an incredible car and truck fix that will hook you into that website forever. From there, you’ll get ideas about which art work to pursue in the open marketplace.

If you attend indoor cars shows or various swap meets throughout the year, artists quite often rent space and pass out cards and sell prints directly on the spot. It’s a great way to get your prints fast and be able to meet the artist in person. The very best artists take requests by doing special commissions for drawing your personal car or truck, or issuing a rendering of a vehicle type you desire and want to hang on your wall.

Prints have a great edge to them. You can interchange prints inside a wall frame and display piece. If you have several prints of the same size, you can change out your art work throughout the year so you don’t get bored seeing the same old thing every day of the year. Let’s say you’re into muscle cars. Get a Mustang, a Chevelle, a Corvette, a GTO, a Charger, a Challenger, a Cougar, and rotate the art throughout the year. It’s a great way to enhance your bedroom, living area, shop, or office. It’s a great and proud way to promote your interest in cars and trucks, even motorcycles. I am amazed how many attorneys, doctors, accountants, home builders, etc., display what interests them automotively by posting car art in their work place.

Along the subject of posting key words into your internet search, don’t restrict yourself by being shallow in the words or phrases you use. Let’s say you really dig custom cars and trucks. Don’t just type in “custom cars” and leave it at that. You’ll get a pittence of response. Throw out a variety of words and terms. Use commas to separate the terms/words, and do not put a space after the comma. Search engines work that way, so you should, too. In this example, I would type in……..”custom car,custom car art,custom car art prints,custom truck,custom truck art,custom truck art prints”……the results will surprise you.

A great source of art work in the automotive field is any website that might feature automotive artists worldwide. To find such sites, practice typing in key words in your computer’s search engine. You can use such words as “automtoive artists featuring hot rods”, or “automotive artists featuring muscle cars,”, etc. You can continue on and you will soon find multiple pages offered to you to review. It is critical that you take the time to review many pages and not just the top one or two. Most times, great sites which have just what you seek are buried along with other content, and they don’t reside in the first page or two under those key words. I have found great content by dedicating and hour or two to review content of the first 30-40-50 websites that pop up. If you find the first few give you the vehicle type(s) you seek, you’re lucky. And get in the practice of writing down the website URL’s that seem to be the most interesting to you. The content of these sites change, and you want in on the news several times a year. To be able to pop back into your favorite sites is priceless. Add those URL’s to your persoanl list of “favorites”.

I do automotive art, and I am forever amazed at how widely varied the prices and shipping and handling fees are. It pays to shop not only for subject matter and how it is presented, but shop to get the biggest bang for the buck. Of course, I expect the artists who have been out there the longest to command the highest prices. It’s just Hollywood… some get the most ink, so to speak, and they can claim a higher degree of pedigree with their art. I also look for art that is timeless. I want my purchases to look as timely and “with it” in ten years as they do today. Not many people seek a rendering of a 2010 Mustang, since subsequent ones might have more to offer visually. But, the iconic 1965-69 Mustangs will always have a huge following.

Pay attention to the artists who give you a discount off the print cost per piece if you bulk order multiple renderings. It is annoying to pay a full-boat fee to an artist who should be discounting to you. You weren’t a customer before, and you expect an enticement for doing business with the artist. The most aggressive artists eager to promote their works will offer this up front without being asked.

As mentioned earlier, many artists will do commission work for you. They can draw up a vehicle per your description, or better yet, they can do a rendering of your personal vehicle (past or present). All they need is a photo to guide them, and you’re all set. Turnaround time for completion should be 30 days or so. I try to do it quicker, but even a 45-day wait is not too much to ask. The best artists are going to be busy and you’ll have to “take a number”. These rates can vary from $25 on up to as much as maybe $120-$150 per view, so expect a wide range of charges.

If you don’t mind paying a fee on the higher end of the scale, you are probably going to get an artist who has a series of vehicles which have been built using his or her art work for the basis. That can be a big plus. Name artists attached to your rendering, resulting in your building the car later, can mean the difference in getting into a magazine feature story or not. Magazines, just like car owners themselves, are attached to their egos. That is why only a select few numbers of car builders, car designers, and car owners get their vehicles in the magazines almost guaranteed. That may not be a bad thing. Great art work leading to quality construction yields a superior show or street machine. The magazine crowd will pay to have that at their fingertips.

Well, I haven’t covered everything, but my experience with car people is that it doesn’t take a whole lot to light a fire under them. I hope I’ve lit a fire under you. Go out and treat yourself to some terrific car art. I hope you have enjoyed this article, and remember… cruise safely.

Secrets to Featuring Your Car in Magazines!

First and foremost, why do people want to feature their cars to the public? Is it simply to show it off? The answer is yes & no. Many car tuning companies will want to show off their cars to get noticed, to promote their company and to get business. However, reason varies for the individual owners, well some may say “show-off” but most I feel (just like me) is that – after all these hard work, creativity, money spend on the your car, you would want to ensure that all these are paid off, that people actually appreciate your work and to prove that it’s worth the effort you put in and ultimately you get documentation of your hard work before you finally sell your car.

Many people have emailed and asked me the secrets behind getting my BMW on the THREE Car Magazines just like this previous BMW M3 that was featured in the publications of Performance BMW, Max Power and Options Auto France.

So what are the secrets behind it? The question you need to ask is: “Why would a car magazine want to feature your car?” When there are millions of cars out there on the road…

Here are the answers:

BE the FIRST (NEWS SELLS)

Car magazines works like newspapers, they need news to sell their magazines, hence to make them notice you need to make news for them. If your car has the first new modifications from a tuner (a new prototype), that would be ideal. In my case, my car was the FIRST Rieger BMW in UK. As such, the FIRST #1 Rieger BMW brings attention to UK readers, it created news and curiosity.

BE DIFFERENT: CREATE a whole unique car:

Your best bet is to start off with your mind to create something different and unique to your own liking, of course according to your taste. You don’t want to create a unique car only to hate it after the modifications. People want to see something out of the ordinary. “Specials” always catches attention. But remember to do it tastefully otherwise it will only attract negative feedback. Be creative, don’t limit yourself to parts from one car tuner, you may mix and match with products of other car tuners or even from other makes of car tuners. I got several parts from other makes or car tuners and modified to fit my BMW. Some even create new parts for their cars in custom modifications.

CUSTOMISED MODIFICATIONS: ATTENTION TO DETAIL:

Custom modifications attracts attention, it shows creativity and uniqueness too, that nobody else’s has. Car Magazines wants to show customized parts to the world and people will want to buy the magazines to read and to check out the new parts. In my case, my car has lots of custom modifications that I work with my tuner to produce which eventually became a product for them. You may want to use new materials or an all new design for custom parts for your car.

BRIGHT COLOURS:

Car magazines love BRIGHT colored car, so if your modified car is one of that, you have a point ahead of other car owners. I was told of this tip by the 3 publications that my BMW was featured in. All of them said that it was a pity that my BMW M3 was dark blue! If not, it would have made it to the cover! And true enough the three covers of the magazines that my BMW was featured in came with bright colors! You may have noticed that in all other cover magazines too. So if you plan to repaint your car, catch attention and make it to the cover, choose bright! (important note: choose a bright color that you can live with!)

CONTACT YOUR LOCAL MAGAZINES:

Well you need to let the magazines know the existence of your unique car. Find the best magazine that suit your car theme or make and contact them. If your car is modified by a tuner, you may want to ask your tuner to call the Car Magazines as they will have direct contacts to the publishers. In my case, I didn’t actually thought of getting it featured in the magazines but the idea came from my tuner – Alan Pentacost of PSG BMW body kits. One thing lead to another and many other magazines come after to feature my BMW M3.

I am confident that if you have a tastefully modified unique BMW car, many car magazines are more than willing to feature it. Just think of it this way, Car magazines need cars to feature in their magazines every month! (At least five cars per month). How are they going to find these cars? If you have one and feel like getting it featured, get some good photos now and email them to all these Car Magazines. You just have to let them know the existence of your Unique car. For more tips and pictures of modified BMW check out #1 World’s BEST modified BMW. Good Luck!

By Bobby Leong | #1 World’s BEST modified BMW

Autocar India – The Leading Automotive News Magazine in the Country

Autocar is clearly the established world leader when it comes to automotive news media. With a history of over 100 years, it easily bears the legacy of the world’s oldest automobile magazine. Autocar was first introduced in 1895, as a weekly British automobile magazine published by Haymarket Motoring Publications Ltd. Today, along with the UK, there are other editions including India, China and South Africa.

Launched in September 1999, Autocar India is the country’s leading authority for motorbike and car owners; always seeking to be a forerunner. The magazine is known for pioneering road testing in India, and is the last word on new cars and bikes because of its authentic road test verdicts. It was also the first magazine to explore the Tata Nano, and showcase its interiors. Other magazines are envious of its reputation for exemplary editorial content, as well as high production standards with the magazine receiving accolades from both the industry and consumers alike.

The Autocar India editorial team ranks among the most experienced editorial teams in India, producing daily news and reviews on the latest cars and motorbikes. Hormazd Sorabjee is the Editor, with an experience of over 25 years in writing about cars; from a 65-ton battle tank to a Formula 1 car, he has driven it all. Shapur Kotwal is Deputy Editor and a part of each of the magazine’s extensive road testing activities. He also supervises test instrumentation, data acquisition and has commanded the most experience as a road tester in India. Akbar Merchant leads the staff writers, who cover all the latest scoops, launches, developments, and breaking news in the Indian automotive industry.

Autocar India’s monthly content includes exclusive news, features, and fascinating automobile stories. The magazine was the first to pioneer the concept of advertorials in India. Incidentally, it contains the largest and liveliest classified services section among any other monthly automobile magazine.

Autocar India promises to- “Get you the perfect fix of heady automobiles and dish out thorough reviews of the latest cars and bikes on Indian streets.” The world of cars is exciting to so many of us and Autocar brings alive its piquant stories and engaging features; making it the must-read magazine for everyone interested in cars.

Autocar India has always remained true to its heritage with its exhaustive and authoritative road tests. The best in the business, they have grown from being just a car magazine to becoming the expert on any car brand. The magazine boasts of a readership of more than twice the readership available for the closest rival, making it, by far, India’s best-selling car magazine. But more than the numbers, it is the content that makes it India’s best car magazine.

Autocar is known for being the only magazine to provide content towards leading dailies like The Telegraph, The Hindu, The Hindustan Times and more. Editor Hormazd Sorabjee also hosts the popular show on UTVi on cars and bikes.

According to a report, the Indian vehicle manufacturing industry has increased its growth by 13% over 10 years now, and contributes 6% to India’s GDP. Autocar India had joined hands with Bloomberg TV to present the awards praising the role of the automotive industry for increasing the growth rate of the Indian economy. Awards include: Renault Duster for “Car of the Year (Jury’s Choice)”, “Viewer’s Choice Car of the Year”, and “SUV of the Year”. Mahindra and Mahindra won the ‘Manufacturer of the Year’ award. “Bajaj KTM 200 Duke” won “Bike of the Year (Jury’s Choice)” and “Viewer’s Choice Bike of the Year” awards.

With India being the third largest internet user in the world, there is little doubt that at least a quarter of them will be hooked onto digital reading, which gives them access to an Autocar India digital subscription. Going by the population of the world and the number of internet users, there is no doubt that digital magazines are the future. Also with the access to mobiles and tablets that can be used as readers, the development of apps for publishing and reading has taken the market by storm; to announce that the future is here! Publishers that have made the switch have already realized the benefits and profits.

Autocar being the oldest automobile magazine has also been the first to switch to the digital version of the magazine. With an Autocar e-magazine you can do much more than you would with a paper magazine. As the magazine is always in the cloud, you can access it at any point in time from practically anywhere; get interactive content on the go and within the app too. Consumers who are unable to carry their favorite magazines around during travel can switch to the digital format of the magazine with ease.